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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Insurance Industry Overview | - Fundamentals of Insurance Principles
|
| Topic 2: Real Estate and Settlement Procedures | - Closing Process
|
| Topic 3: Title Insurance Principles | - Title Search and Examination
|
| Topic 4: Ethics and Professional Conduct | - Fiduciary Responsibilities
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
Which document is recorded in the recorder of deeds?
- A. notice of lis pendens
- B. realty transfer tax statement of value
- C. civil judgment
- D. mechanic's lien
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In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?
- A. Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
- B. The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
- C. Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
- D. Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
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Which one of the following estates may NOT be insured under a title insurance policy?
- A. Life estate.
- B. Easement.
- C. Leasehold.
- D. License.
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A manufactured home can be insured if
- A. it has a motor vehicle title and is located on the insured property.
- B. the motor vehicle title has been deactivated, it is affixed and assessed as real property.
- C. a mortgage has been filed describing the manufactured home.
- D. it is on the insured property and has a permanent foundation.
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Which section of a title insurance policy lists the rights of the insurer?
- A. declarations
- B. exclusions from coverage
- C. insuring agreement
- D. conditions
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