Insurance Licensing Pennsylvania Life, Accident and Health - PA-Life-Accident-and-Health certification

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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. What is the annuity payment option that provides an income for a guaranteed period of time whether or not the annuitant is alive?

A) Life income
B) Period certain
C) Refund life
D) Joint and survivor

2. When a Pennsylvania producer's appointment is to be terminated, how many days does the insurer have to submit a copy of the statement to the producer after notification to the commissioner?

A) 15
B) 60
C) 45
D) 90

3. Which of the following is a contract that is usually sold by a terminally ill person to an entity that receives death benefits from the policy at the insured's death?

A) Physical
B) Soeculative
C) Pure
D) Legal

4. An applicant purchases a life Insurance policy to avoid the forced sale of assets upon his death. What is this action called?

A) Buy-sell funding.
B) Capital liquidation.
C) Estate conservation.
D) Capital retention.

5. With a deferred annuity, how soon can the benefit payments begin?

A) At least 12 months after date of purchase
B) Within 12 months of date of purchase
C) Within 6 months of date of purchase
D) At least 6 months after date of purchase

Solutions: