Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 - NY-Life-Accident-and-Health certification

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Question 1

The purpose of Medicare Supplement Insurance is to address gaps in Medicare coverage, which can include

A. covering chiropractic treatment.
B. Medicare in-hospital deductible.
C. treatment provided in a government hospital.
D. replacing HMO coverage.

Question 2

When a buyer is considering a long-term care policy, they are encouraged to review carefully all policy

A. agents.
B. carriers.
C. facilities.
D. limitations.

Question 3

Which of the following producers, who have been licensed for a full biennial period, MUST complete continuing education requirements as a condition of renewing a license in New York?

A. Personal Lines agents
B. Baggage agents
C. Travel accident agents
D. Independent adjusters

Question 4

What is the purpose of the Accelerated Death Benefit Rider?

A. To adjust the death benefit to keep up with inflation.
B. To provide for the early payment of the death benefit for a terminally ill insured.
C. To increase the death benefit by a stated percentage.
D. To decrease the tax liability of the insured ' s estate.

Question 5

The following statement refers to which type of clause? "We have issued the policy in consideration of the representations in your application and payment of the first-term premium."

A. A whole contract clause.
B. A concealment clause.
C. A consideration clause.
D. A contestability clause.

Solutions: