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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Title Insurance Principles | - Title Search and Examination
|
| Topic 2: Insurance Industry Overview | - Fundamentals of Insurance Principles
|
| Topic 3: Ethics and Professional Conduct | - Fiduciary Responsibilities
|
| Topic 4: Real Estate and Settlement Procedures | - Closing Process
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
A leasehold interest in real property ownership is
- A. an insurable interest.
- B. a lien interest.
- C. an usury interest.
- D. a non insurable interest.
Correct Answer: A 🗳️
Explanation: Only visible for DumpsMaterials members. You can sign-up / login (it's free).
The Real Estate Settlement Procedure Act (RESPA), Section 8 violation that refers to a person giving or accepting a fee or "thing of value" for the referral of business is known as a
- A. required use.
- B. bundled services.
- C. conversion.
- D. kickback.
Correct Answer: D 🗳️
Explanation: Only visible for DumpsMaterials members. You can sign-up / login (it's free).
Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?
- A. Tangible
- B. Personal
- C. Intangible
- D. Real
Correct Answer: D 🗳️
Explanation: Only visible for DumpsMaterials members. You can sign-up / login (it's free).
Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that
- A. they are joint tenants with rights of survivorship.
- B. they are tenants by the entirety.
- C. they are tenants in common.
- D. the conveyance is void.
Correct Answer: C 🗳️
Explanation: Only visible for DumpsMaterials members. You can sign-up / login (it's free).
Which of the following items is least likely to be recorded?
- A. satisfaction of mortgage
- B. mortgage lien
- C. mechanic's lien
- D. bill of sale
Correct Answer: D 🗳️
Explanation: Only visible for DumpsMaterials members. You can sign-up / login (it's free).
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