CA-Life-Accident-and-Health dumps materials - exam dumps for CA-Life-Accident-and-Health: CA Life, Accident and Health or Sickness Examination

California Department of Insurance CA Life, Accident and Health or Sickness Examination - CA-Life-Accident-and-Health certification

Exam Code: CA-Life-Accident-and-Health

Exam Name: CA Life, Accident and Health or Sickness Examination

Updated: Oct 11, 2026

Q & A: 157 Questions and Answers

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About California Department of Insurance CA Life, Accident and Health or Sickness Examination - CA-Life-Accident-and-Health exam dumps

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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

SectionObjectives
Topic 1: Accident and Health Insurance- Disability income insurance
- Medical expense coverage
- Long-term care insurance basics
Topic 2: Life Insurance Concepts- Policy provisions and riders
- Types of life insurance policies (term, whole life, universal life)
- Beneficiaries and settlement options
Topic 3: State Insurance Regulations (California)- California Insurance Code and regulations
- Unfair trade practices and ethics
- Licensing requirements and producer conduct
Topic 4: Insurance Basics and Principles- Insurance terminology and principles
- Risk management concepts
Topic 5: Annuities and Retirement Concepts- Fixed and variable annuities
- Retirement income options

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

Question #1

It representation in an insurance contract qualifies as which of the following?

  • A. An amendment.
  • B. An implied warranty.
  • C. A policy provision.
  • D. An express warranty.
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Correct Answer: B  🗳️

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Question #2

A condition that may increase the chance of a loss arising from a given cause of loss is a

  • A. peril.
  • B. risk.
  • C. deviation.
  • D. hazard.
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Correct Answer: D  🗳️

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Question #3

The type of health care provider that provides both the health care services and the health care coverage is called:

  • A. a Health Maintenance Organization.
  • B. a Preferred Provider Organization.
  • C. an EPO.
  • D. a major medical organization.
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Correct Answer: A  🗳️

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Question #4

Which two insurance products are commonly used to fund buy-sell agreements?

  • A. Life insurance and disability insurance.
  • B. Life insurance and deferred compensation.
  • C. Disability insurance and Long-Term Care insurance.
  • D. Disability insurance and deferred compensation.
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Correct Answer: A  🗳️

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Question #5

A contract in which only one party to the contract is legally bound to do anything is

  • A. conditional.
  • B. aleatory.
  • C. unilateral.
  • D. personal.
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Correct Answer: C  🗳️

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